What we provide

Peace of Mind: By providing you with a pool of options and access to an experienced healthcare and insurance specialist. We expand your options and sense of confidence in your decisions.

Knowledge: We empower and educate our clients to be well-informed consumers of healthcare and insurance services.

Ease: We cut through the muddle and supply our clients with the options that are right for them in the present and with vision for the future.

Follow-up: We make sure all applications are processed promptly and inform you of the status.

We can help

Plan design is our passion. We’re here to provide you with the best options to meet your goals and needs.

Our Skills

EVALUATING HEALTH PLAN SOLUTIONS 100%
FOLLOW THROUGH 100%
ESTIMATING COSTS AND COVERAGES 100%

Email or Call:

CALL:  310.546.4295
EMAIL:  JMichaud@JaniceMichaud.com

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Testimonials

Janice Michaud has been a wonderful resource of insurance information. Over the past several years she has been able to asses our family insurance needs and help us choose the right plan that fits our needs as well as our budget. Janice is constantly attending classes to help better understand our growing and changing health insurance in the US. She is very professional and always looks after her clients best interest. I would refer Janice to my family and friends who are looking for a top notch insurance agent. Her customer service is first rate.
Colleen McGuire, RE/MAX Estate Properties

MEET JANICE

Consumer Directed Healthcare

A passion that began when working in rehabilitation is to empower the people I work with to independence. Today, I express this in the movement known as “Consumer Directed Healthcare.”   I feel it is unfortunate that the PPACs have shifted so much choice and power to government and large corporations.

Janice MichaudOwner
CA Insurance License #0D23619
Nurse | Business Owner | Expert | Knowledgeable Leader | Caregiver
Janice’s interest in healthcare began when she was a nurse. She trained at St. Elizabeth’s Hospital and Youville Hospital in Boston and after graduating, specialized in patient rehabilitation. Her experience continued in California where she worked at UCLA and specialized in home healthcare with a focus on patients on respirators. She would later become a business owner, owning four restaurants (including Central Cafe in Torrance) and overseeing Michaud Family Daycare, a daycare facility for children.

Janice has always sought education through work. She trained in Acsia’s prestigious Long Term Care (LTC) program. Under that rigorous training, she met with hundreds of people to discuss their LTC planning. The people and their stories are the foundation of her empathy, earned respect, and success. Her medical and research skills would later be utilized further in Underwriting when she started her own insurance agency and became a LTCi wholesaler with John Hancock teaching financial advisors about protecting their client’s retirement with LTC planning. Janice’s desire to offer her clients up-to-date information on their health and life insurance needs were further honed as she focused on their retirement planning and wealth management.

She continued to be a trusted advisor and solve problems for her clients by expanding her insurance practice to include Medicare, group and individual health coverage, life, disability, and travel. Her team of specialists also share that same level of care and support, ethics and customer care that is so critical to Janice’s clients.

When not working with client’s needs, Janice enjoys sailing, bicycling, philosophy, ethology, and herb gardening. Janice is a nurse, a business owner, and a mother. She is committed to solving her clients’ insurance needs and offers her service as an experienced health plan advisor with integrity and value, follow-through support, and providing down-to-earth approaches to peace of mind.

Let’s connect and explore your options. We’re here to walk you through the process and select a plan that’s right for you.

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